Current Rates 10-year Annuity 3.45%5-year Annuity 2.65%3-year Annuity 2.25%2-year Annuity 2.00% Employees Life Company (Mutual) refers to itself as ELCO. It is a life and annuity insurance company that has been servicing the needs of many since 1946. Because it is a mutual company, all profits accum...