Equity Conversion Counseling program provides information and counseling regarding reverse mortgages and other alternatives to low-income senior homeowners, their family members..., and significant others. Reverse Mortgages allow older homeowners to convert their home equity into cash, while remaining in their homes and neighborhoods. The geographic area served... for in-house Alameda County clients who are eligible and have three-day notices or need move-in funds. HUD MORTGAGE DEFAULT (Hayward and Livermore offices) - ECHO's HUD Mortgage Default...

with foreclosure. In 1983, ECHO began working with the San Francisco Development Fund to develop a Reverse Annuity Mortgage Program for senior homeowners. In the same year ECHO began delivery... of counseling services for the Reverse Annuity Mortgage project. This program is still flourishing today in Alameda County.1985 marked perhaps the most difficult period..., and in Berkeley, and Contra Costa County.A federal grant from the Department of Housing & Urban Development was secured in 1980 to provide mortgage counseling to people faced...