Current Rates 10-year Annuity 3.45%5-year Annuity 2.65%3-year Annuity 2.25%2-year Annuity 2.00% Employees Life Company (Mutual) refers to itself as ELCO. It is a life and annuity insurance company that has been servicing the needs of many since 1946. Because it is a mutual company, all profits accum...

ELCO is a well-known niche marketer. In years past it pioneered products such as polio and cancer indemnification plans as well as various specialized life programs. For more than twenty years it has concentrated on developing plans to provide seniors with solutions to estate and survival problems. ...

Single Premium Whole Life Insurance Single Premium Whole Life (SPL) provides many advantages not available elsewhere. Where else can an individual immediately increase his or her estate with the stroke of a pen (signature on an application). The purchase of an SPL provides an excellent method for tr...

W.D. Bruce Chairman Bill joined the company in 1954 as a clerk. He rose through all elected offices and was elected President in 1973. He became Chairman of the Board in 2006. He is a graduate of Northwestern University and is both a member of the American Academy of Actuaries and a Fellow of the Co...

Current Rates 10-year Annuity 3.45%5-year Annuity 2.65%3-year Annuity 2.25%2-year Annuity 2.00% Employees Life Company (Mutual) refers to itself as ELCO. It is a life and annuity insurance company that has been servicing the needs of many since 1946. Because it is a mutual company, all profits accum...