the plan is fully insured or self-insured.Group Size. Premiums for these individual and small group plans will not be based on health status. Instead, they will be based on family..., the penalties will adjust annually. Small Group Employers (less than 50 employees) Small businesses also can use an exchange to find Insurance for their employees. These are called... Small Business Health Options Programs, or SHOPs, for short. The individual and SHOP exchanges may be separate or combined. Small Group has three options for Health Insurance...

. CDC: The Centers for Disease Control and Prevention. CHIP: The Children s Health Insurance Program. Program that provides health insurance to low-income children, and in some... states, pregnant women who do not qualify for Medicaid but cannot afford to purchase private health insurance. DOL: United States Department of Labor. EBSA: Employee Benefits Security.... HHS: United States Department of Health and Human Services. HMO: Health maintenance organization. A type of health insurance plan that typically limits coverage to care from medical...