Disability Income Insurance for Business Owners One of your greatest assets is the ability to earn an income. If you were to lose that ability due to a disabling accident or illness, how would you pay your bills, send your kids to college, and save for retirement?A disability can create substantial ...

Making an Insurance Claim When it is time to make an insurance claim, the more prepared you are, the more smoothly it will go. Be familiar not only with your policies but also with the steps you should take to file a claim. Preventive Measures Its important to know beforehand what to expect from the...

Am I Prepared for Long-Term-Care Expenses? In general, Americans are not sufficiently prepared to pay for long-term care. Many of them go through their lives simply hoping that they wont ever need it. Unfortunately, in the event that you or a loved one does need long-term care, hope wont be enough t...

Split-Dollar Life Insurance Life insurance can be an important part of a business owners financial strategy. It can also be a great benefit to offer to key employees. However, sometimes the cost can be prohibitive. With split-dollar life insurance, the cost of life insurance can be managed by splitt...

How Can I Extend My Liability Coverage? In this litigious society, no one is immune from potential lawsuits. Anyone with significant assets might need protection from the devastating effects of a liability lawsuit.Elected officials and members of boards may be especially vulnerable. Its not uncommon...