may use Form 8888, Direct Deposit of Refund to More Than One Account, to request that your refund be allocated by direct deposit among up to three separate accounts, such as checking... or savings or retirement accounts. You may also use this form to buy U.S Savings Bonds. 3. Paper Return Processing Time If you file a complete and accurate paper tax return, your...: a paper check, direct deposit or U.S. Savings Bonds. You can now use your refund to buy up to $5,000 in U.S. Series I savings bonds in multiples of $50. 2. Separate Accounts You...